For a Schengen visa, the insurance coverage must meet certain minimum requirements for the duration of the stay. For example, the coverage for sickness and return must be at least 30,000 euros throughout the entire Schengen area. Since proof of existing health insurance coverage in Turkey is not sufficient, it is required that persons affected take out international health insurance for the duration of the stay (info – German language). Many insurers in Turkey offer insurance that is tailored to the requirements of the visa authorities. It is also possible to take out insurance from a German provider – for a maximum of five years.
If a person applies for a national visa and takes up employment subject to social security contributions in Germany, proof of international health insurance must be provided for the period between entry into the country and start of employment (at least 15 days) (info – German language).
Self-employed artists must also provide proof of international health insurance when applying for a national visa, and the immigration authorities require proof of adequate health insurance coverage when a residence permit is applied for. Turkish insurance providers are often not accepted by the immigration authorities. German international health insurance providers insure persons who are staying in Germany and are not subject to social security contributions for a maximum of five years. Beyond this period and at the very latest at this point, the self-employed artist must take out private or voluntary statutory health insurance in Germany.
If an artist insures himself/herself through the artists’ social security fund, he/she is liable for social security contributions in Germany and can take out statutory health insurance coverage or, from a certain minimum income, private insurance coverage.
Information and checklists provided by the German diplomatic missions in Turkey (in German language)