In the cultural and events sector, weather insurance policies safeguard events against damaging weather conditions, as these may have grave consequences for the organizer. In addition to the usual risks, such as rain, wind, snow, etc., there is the option to include an adverse weather clause. Such a clause provides protection against catastrophic weather conditions that pose a risk to the persons involved in the event. Such conditions include, for example, gales, lightning, severe thunderstorms, etc.
Source: touring artists